Last updated January 27, 2026
Coverage Center Hub ("Coverage Center Hub", "we", "us" or "our") is committed to maintaining robust privacy protections for its users ("Users" or "you" or "your"). Our Privacy Policy ("Privacy Policy") is designed to help you understand how we collect, use, and safeguard the information you provide to us and to assist you in making informed decisions when using our Services.
This Privacy Policy applies to all information collected through our websites that post this Privacy Policy and/or any related services, sales, marketing, or events (we refer to them collectively in this Privacy Policy as the "Services").
By accessing our Services, you accept our Privacy Policy and Terms of Use, and you consent to our collection, storage, use, and disclosure of your Personal Information as described in this Privacy Policy. Please read this Privacy Policy carefully as it will help you make informed decisions about sharing your personal information with us.
Under the California Consumer Privacy Act 2018, California residents are entitled to certain other provisions including rights to know, rights to delete, and rights to opt-in. Please contact us at privacy@coveragecenterhub.com for specific CCPA compliance information.
Information automatically collected. We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (e.g., your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes. Like many businesses, we also collect information through cookies and similar technologies.
Cookies and other similar data collection technologies. We may use cookies and similar tracking technologies (e.g., web beacons and pixels) to access or store information.
Information collected from other sources. We may obtain information about you from other sources, such as public databases, affiliates, data aggregators, social media platforms, as well as from other third parties. Examples of the information we receive from other sources include social media profile information, marketing leads, search results, and links. Please note that we are not responsible for any actions, content of websites, or privacy policies of any such third parties.
Personally Identifiable Information you provide us. We may collect Personally Identifiable Information that you submit to us voluntarily through our Services, including name, username, password, email address, contact information, vehicle and insurance details, and other information you choose to provide. Coverage Center Hub does not knowingly obtain or store any sensitive consumer information, such as Social Security numbers, financial account numbers, or precise health or medical information.
We may use the information we collect or receive to:
We may share or transfer your information in connection with any merger, sale of assets, financing, or acquisition of all or a portion of our business. We may also be required to share your Personally Identifiable Information to comply with applicable law, governmental requests, court orders, or legal process, or where we believe it is necessary to investigate potential violations of our policies or threats to safety.
We take commercially reasonable steps to protect your Personally Identifiable Information from loss, misuse, and unauthorized access, disclosure, alteration or destruction. However, no method of transmission over the Internet is completely secure. Transmission of personal information to and from our Services is at your own risk, and we recommend you take steps to protect your information, such as keeping your browser updated with automatic security updates enabled.
The Services may contain advertisements or links from third parties that are not affiliated with us. Any data collected by third parties is not covered by this privacy policy. We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services or applications that may be linked to or from the Services.
We may periodically contact you using information supplied via the Site. You may opt out of receiving certain communications by clicking on the unsubscribe link at the bottom of such emails. You may not opt out of certain communications, such as those regarding changes to our policies or services you have purchased.
As provided by California Civil Code 1798.83, if you are a California resident, you have the right to receive information from us about categories of personal information we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. To request this information, please email privacy@coveragecenterhub.com with the subject line "Request for California Privacy Information." We will respond within 30 days.
We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor's use of the Services. If you become aware of any data we have collected from children under age 18, please contact us at privacy@coveragecenterhub.com.
We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last updated" date and will be effective as soon as it is accessible. Your continued use of the Services constitutes acceptance of any amended Privacy Policy.
If you do not agree to our uses and disclosures of your Personally Identifiable Information as described in this Privacy Policy, you should not provide that information to us via the Services. If we send emails to you, you may opt out by responding to the opt-out link provided on all email communications from our websites.
Last updated February 3, 2026
These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Coverage Center Hub ("Coverage Center Hub", "we", "us" or "our"), concerning your access to and use of coveragecenterhub.com as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, "Sites"). You agree that by accessing the Sites, you have read, understood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITES AND YOU MUST DISCONTINUE USE IMMEDIATELY.
We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Terms of Use, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms of Use to stay informed of updates.
The Sites are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Sites.
Unless otherwise indicated, the Sites are our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Sites (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights of the United States, foreign jurisdictions, and international conventions. The Content and the Marks are provided on the Sites "AS IS" for your information and personal use only. No part of the Sites and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.
By using the Sites, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information; (3) you have the legal capacity and agree to comply with these Terms of Use; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Sites through automated or non-human means; (6) you will not use the Sites for any illegal or unauthorized purpose; and (7) your use of the Sites will not violate any applicable law or regulation.
You may not access or use the Sites for any purpose other than that for which we make the Sites available. As a user of the Sites, you agree not to:
The Sites may contain links to other websites ("Third-Party Websites") as well as content belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Sites or any Third-Party Content posted on or available through the Sites. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or Third-Party Content does not imply approval or endorsement thereof by us.
We reserve the right, but not the obligation, to: (1) monitor the Sites for violations of these Terms of Use; (2) take appropriate legal action against anyone who violates the law or these Terms of Use; (3) in our sole discretion, refuse, restrict access to, or limit the availability of any of your Contributions or any portion thereof; and (4) otherwise manage the Sites in a manner designed to protect our rights and property and to facilitate the proper functioning of the Sites.
We care about data privacy and security. By using the Sites, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please be advised the Sites are hosted in the United States. If you access the Sites from the European Union, Asia, or any other region of the world with laws governing personal data collection that differ from applicable laws in the United States, then through your continued use of the Sites, you are transferring your data to the United States and you expressly consent to have your data transferred to and processed in the United States.
These Terms of Use shall remain in full force and effect while you use the Sites. WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITES TO ANY PERSON FOR ANY REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION.
We reserve the right to change, modify, or remove the contents of the Sites at any time or for any reason at our sole discretion without notice. We cannot guarantee the Sites will be available at all times. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Sites at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Sites during any downtime or discontinuance of the Sites.
These Terms of Use and your use of the Sites are governed by and construed in accordance with the laws of the State of Delaware applicable to agreements made and to be entirely performed within the State of Delaware, without regard to its conflict of law principles.
Informal Negotiations. To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms of Use (each a "Dispute"), the parties agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration.
Binding Arbitration. If the parties are unable to resolve a Dispute through informal negotiations, the Dispute will be finally and exclusively resolved by binding arbitration. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA"). The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so.
Restrictions. Any arbitration shall be limited to the Dispute between the parties individually. To the full extent permitted by law, no arbitration shall be joined with any other proceeding, and there is no right or authority for any Dispute to be arbitrated on a class-action basis.
THE SITES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITES AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITES' CONTENT AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR USE OF THE SITES, OR ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS.
IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (1) use of or access to the Sites; (2) breach of these Terms of Use; (3) any breach of your representations and warranties set forth in these Terms of Use; or (4) your violation of the rights of a third party, including but not limited to intellectual property rights.
Visiting the Sites, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITES.
If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.
These Terms of Use and any policies or operating rules posted by us on the Sites constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision. If any provision or part of a provision of these Terms of Use is determined to be unlawful, void, or unenforceable, that provision is deemed severable from these Terms of Use and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms of Use or use of the Sites.
For questions regarding these Terms, please contact us at: legal@coveragecenterhub.com